Personal Loans
Get your offer in minutes
- $2,000–$50,000 for what you need1
- Funds as soon as 1 business day2
- Never a prepayment penalty
Stress less and Prosper with a personal loan
100% online application
Choose your preferred offer and finish your application on any device.
Predictable payments that never go up
Your payments don’t fluctuate with a fixed rate loan, making it easier to plan your budget.
Your best options all in one place
Find personalized loan offers tailored to your needs and budget, at a glance in minutes.
Ranked Best in Personal Loans 2024
4.7/5 Bankrate Score
3 quick steps— that’s all it takes
Get your rate in minutes: Quickly see what interest rate and estimated monthly payment you may qualify for.
Choose your monthly payment: Choose a loan term and monthly payment that work best for you.
Get your funds as soon as 1 business day: Quickly and conveniently receive your money through direct deposit.
Your financial needs, covered
Use a personal loan to cover just about anything you need. From consolidating debt to covering healthcare costs or paying for a special occasion, a personal loan through Prosper can help you meet your goals.
I have been a member since 2021 and have always had excellent service. It's been there for me when I needed it.
— Gail, December 2024
Consolidate debt. It could save you:
$2,3093
In interest on a 3-year loan with a monthly payment of $710 and an APR1 of 16.7%
For illustrative purposes only. Use the full calculator
The above calculation assumes consolidating $20,000 in debt at an average interest rate of 23%.
Different monthly payment options
| Personal loan amount | 2yr term | 3yr term | 4yr term | 5yr term |
|---|---|---|---|---|
| $2,000 | $92.29 | $64.53 | $50.73 | $42.49 |
| $15,000 | $692.17 | $484.01 | $380.44 | $318.71 |
| $30,000 | $1,384.35 | $968.02 | $760.88 | $637.41 |
| $50,000 | $2,307.25 | $1,613.36 | $1,268.13 | $1,062.35 |
This chart uses 10% APR as an example. APRs on fixed rate loans through Prosper range from 8.99% to 35.99%. Your credit worthiness determines the APR on your offer.3
Join the millions of people who’ve chosen Prosper to fund their dreams
Personal loans that are actually personal
Our dedicated team of human specialists (not bots!) are available to answer questions and explain your options.
Safe and secure, from end-to-end
Prosper is a BBB Accredited Business and Norton Secured. Your data is secured by 256-bit encryption.
Common questions
What is Insure.com?
Insure.com is a website where you can compare free quotes for life, auto, and home insurance and more, and as well as get advice, articles, news, and tools to help choose the best insurance policy to protect your family and assets.
How much insurance do I need?
Choosing sufficient insurance coverage is a personal decision based on individual assets, family size, and financial situation.
What kind of documents do I need to apply?
Required documents will depend on the type of insurance you’re applying for. Insure.com’s team of experts can guide you on the types of documents you’ll need.