Home improvement loans made easy
Home improvement loans made easy Checking your rate won’t affect your credit score
Home improvement loans up to $50,0003
Get your funds as soon as 1 business day2
No prepayment penalties
3 quick steps to get your Home Improvement Loan
1. Check your rate
Securely share your basic financial information to see what interest rate you may qualify for
2. Choose your monthly payment
Choose the loan length to customize your monthly payment and rate that work best for you to pay off over 2 to 5 years.1
3. Get your funds
Receive your money lightning-fast2 through direct deposit
Imagine the possibilities with a home improvement loan
Enjoy a pool or a new deck
Give yourself a place to relax and have fun every day.
Install energy efficient appliances
Lower your utility bills with solar panels, new washers, dryers, refrigerators, and more.
Increase your home value
Invest now with the help of a home improvement loan and boost your equity.
Redecorate your home
Freshen up your furnishings, rethink your color scheme, or redesign your lighting.
People trust Prosper people
Since 2005, over 1.5 million people have chosen Prosper to access low interest1 personal loans.
See our 1,157 reviews on
Prosper is always there when I need a lending hand. I am grateful for being able to get a loan from your business. When [it] gets tough for me to take care of my financial problems, you are there to lend a hand. —Emerita S, May 2022
Frequently Asked Questions (FAQs) about Personal Loans for home improvements & renovations
Find answers to our community’s questions below, or visit our Help Center to learn more.
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How much insurance do I need?
Choosing sufficient insurance coverage is a personal decision based on individual assets, family size, and financial situation.
What kind of documents do I need to apply?
Required documents will depend on the type of insurance you’re applying for. Insure.com’s team of experts can guide you on the types of documents you’ll need.