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We are Prosper

Helping people thrive

Prosper’s on a mission to advance financial well-being. We’re proud to have helped

2 million people fund their dreams.

The online loan application process was an easy process. Being a.....

The online loan application process was an easy process. Being a customer already, a lot of my information was already there. I only had to change a couple of things. I got approved in no time, and the money was put into my account within two days.

— Randy

I needed a loan for debt consolidation and Prosper was great. I had my....

I needed a loan for debt consolidation and Prosper was great. I had my money in my account within a few days of approval. It was quick, easy, and efficient. I highly recommend Prosper if you need a loan.

— Gigi

Prosper has provided me with funds for my different needs over time.....

Prosper has provided me with funds for my different needs over time. Great application process and smooth transition of funds. Thanks

— Michael

It’s always a good experience with Prosper. I like that you can apply.....

It’s always a good experience with Prosper. I like that you can apply online, and you get a quick and easy response. The loan goes into your bank quickly, and you can get what you need fast while other things are going on.

— Frances

The loan process was quick and easy. [I have] used Prosper many times....

The loan process was quick and easy. [I have] used Prosper many times in the past. The experience has always been positive and streamlined. Would recommend to everyone.

— David

$ 0 B+
borrowed in personal loans through Prosper
$ 0 B+
extended in credit through the Prosper® Card
$ 0 M+
funded in home equity loans & lines of credit through Prosper

20 years of Prospering

Prosper believes in the power of financial technology to democratize access to credit and advance financial well-being.

Founded in 2005, our company introduced U.S. consumers to an innovative approach to personal finance called peer-to-peer lending. Since then, we’ve helped over 1.7 million people access more than $27 billion in loans.

Our digital platform leverages proprietary machine learning technology to streamline the lending process, offering borrowers personalized options and providing investors with diverse investment opportunities.

Ranked Best in Personal Loans 2024

4.7/5 Bankrate Score

A+ rating

Accredited Business with the Better Business Bureau

Financial Inclusion Award

FICO® Decisions Award 2023

Excellent rating

on Trustpilot 5 years & counting

Best Peer-to-Peer Lending Platform

2024 Fintech Breakthrough Awards

Our Values

We believe

  • Accountability at all levels drives results
  • Collaboration creates better solutions
  • Excellence leads to longevity
  • Diversity expands opportunities
  • Simplicity guides our user experience
  • Integrity defines all our relationships
  • Curiosity fuels our innovation

Our leadership

David Kimball

Chief Executive Officer

David Kimball

Chief Executive Officer

David Kimball

Chief Executive Officer

David Kimball

Chief Executive Officer

David Kimball

Chief Executive Officer

Prosper with us

Explore the diverse career opportunities at our leading consumer lending fintech.

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